What is the time value of money?

Time value of money means that a sum of money is worth more now than the same sum of money in the future. This is because money can grow only through investing. An investment delayed is an opportunity lost. So Time literally is money. To invest now is to delay gratification. Delayed gratification is basically your ability to resist the allure of an instant reward and hold out for a potentially greater reward in the future. It is the key to building financial wealth.

HEX is one of the few crypto currencies that has embeded this principle into it’s smart contract by allowing you to delay gratification for up to 15 years and letting you earn interest of up to 37% APY. You can check out it’s economic audit here.

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